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Auto insurance is mandatory for all new vehicles be it for commercial or personal use. Insurance Companies are coming out with comprehensive policies for its customers. There are number of Auto insurance companies in India. These companies are either banks like HSBC and ICICI or private companies from non-banking sector. Multinational companies have also entered the Indian market with their innovative services.They are also tying up with leading automobile manufacturers for a swift insurance process. An automobile may be insured against loss or damage by accident, fire, burglary,while in transit, third party accident etc. Auto insurance companies come out with unique plans for four wheelers, two wheelers, commercial vehicles.
The primary use of any auto insurance company is to provide protection against losses incurred as a result of traffic accidents. The insurance companies may declare a vehicle totally destroyed if it appears that replacement would be cheaper than repair.
The insurance provided by the insurance companies can cover some or all of the following items:The policies specify the circumstances under which each item is covered. A vehicle can be insured against theft, fire damage, or accident damage independently.
The primary use of any auto insurance company is to provide protection against losses incurred as a result of traffic accidents. The insurance companies may declare a vehicle totally destroyed if it appears that replacement would be cheaper than repair.
The insurance provided by the insurance companies can cover some or all of the following items:The policies specify the circumstances under which each item is covered. A vehicle can be insured against theft, fire damage, or accident damage independently.
The premium of auto insurance, specially of a car insurance company, vary depending on many factors that are believed to have an impact on the expected cost of future claims. The factors include:
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